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Final expense & Burial insurance

Final expense

While final expense life insurance is designed to provide a payout to your loved ones, not every policy pays the full benefit right away. Many plans have a waiting period (often 24 months or more) where only a partial benefit or return of premiums is paid if death occurs. However, some policies offer immediate full coverage from day one if you qualify. At iCare Insurance, we work with multiple top-rated carriers to match you with the best option available. By answering the following health questions, you can find out if you qualify for immediate full benefits.

Final expense Form

Final Expense & Burial Insurance

Unlock Immediate Full Benefits with iCare Insurance - A Rare Offering in the World of Life Insurance

While all life insurance policies ensure a payout based on what you’ve paid into them at the time of your death, it’s crucial to understand that many plans may restrict the full face value payout within the initial 24 months. Fortunately, iCare Insurance, as a dedicated brokerage representing a selection of leading life insurance providers, can help you find policies that guarantee the full face value, even if you pass away shortly after obtaining coverage. Discover if you qualify for immediate full benefits by answering specific questions in our questionnaire.

The Reality of Life Insurance Payouts

All life insurance policies provide a payout upon the policyholder’s death, ensuring financial support for their beneficiaries. However, the majority impose limitations on the full face value during the initial 24 months, leaving loved ones with less than expected. iCare Insurance, as a brokerage, works with select companies that break this norm, offering an immediate full benefits eligibility.

The iCare Advantage

  • Immediate Full Benefits: Qualify for the complete face value from day one.
  • No Waiting Period: Unlike most policies, many of our plans don’t impose a waiting period for the full payout.
  • Transparent Qualification: Answer specific questions in our questionnaire to determine eligibility.

How It Works

  1. Answer our straightforward questionnaire.
  2. Discover if you qualify for immediate full benefits.
  3. Ensure your loved ones receive the complete face value from the start.

Don't Settle for Less

Many insurance policies may limit payouts initially, but with iCare Insurance, you don’t have to compromise. Secure your family’s financial future without the waiting game. Answer our qualifying questions now, and find out if you are eligible for immediate full benefits coverage.

Find Out if I Qualify for Immediate Benefits

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